myIOU Is Officially Launched - What’s In It For You

By Firdaus Arif · 7th July, 2021

myIOU Is Officially Launched - What’s In It For You | EasyStore

IOUpay, a fintech and digital commerce company, has recently launched myIOU, a new Buy Now, Pay Later (BNPL) service offering both retail and e-commerce merchants flexible payment options for their in-store and online consumers.  There are currently more than 300 online and in-store merchants on myIOU. In conjunction with the launch, IOUpay introduced special launch offers for both consumers and merchants to enjoy.


Upon successful registration with myIOU, consumers will receive instant credit approval of RM1,000 that can be used for purchases from IOUpay approved merchants.

With the unveiling of myIOU, IOUpay has also introduced myIOU Credit+ which allows existing myIOU consumers to sign-up to increase their credit limit up to MYR10,000. How awesome is that?!

As part of its launch promotion, myIOU will give instant discount of RM10 for new user’s first transaction using “MYIOU10” voucher code and referral reward of RM5 for every successful referral to friends and family. That’s for consumer, but what if you are a merchant?


For merchants, myIOU offers zero sign-up promos with a waiver of one-time setup fee and first-year annual maintenance fee worth RM1,000 and reduced merchant discount rates (MDR) with estimated savings worth up to RM1,000. Merchants can enjoy total savings up to RM2,000 when signing up with myIOU.

Furthermore, myIOU Merchant+ offers merchants the ability to provide an additional credit limit of up to RM10,000 for a one-time purchase to eligible myIOU Credit+ consumers.

Wait No More and Get the myIOU App Now!

myIOU service is now officially in Malaysia, and ready to be your financial companion offering plenty of benefits for consumers and merchants to enjoy. Why the wait? Sign-up with myIOU and enjoy these fantastic deals and promotions for a limited time only.

The myIOU app is available for download from Apple Store and Google Play store for Malaysian users only. Merchants can sign-up with myIOU by clicking on this link.